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THANK YOU, FOR VISITING E-Z OWN.
BELOW ARE COMMON QUESTIONS ASKED TO OUR FRIENDLY STAFF.
What is E-Z Own?
Do I have to finance my purchase?
How do I qualify for the financing if I need it?
Does E-Z Own have more products than what is displayed on the floor?
How does E-Z Own Fast Friendly Financing work?
When I'm visiting one of your 7 stores, what do the different colored price tags mean?
Can I pay off my account early without a penalty?
I'm in town for business and need furniture, Can I rent the furniture for 3 months?
What is E-Z Own?
E-Z Own is a furniture, appliance and electronic retail company that offers In House Financing with NO Credit Checks.
Founded in Red Wing, MN, E-Z Own has been selling to and financing customers since 1988. We currently have
7 locations in the state of Minnesota. [TOP]
Do I have to finance my purchase?
NO, You can pay your purchase in full with cash, personal check, money order, cashiers check or most major credit cards.
Cash Sales are always welcome! [TOP]
How do I qualify for the financing if I need it?
BAD CREDIT, NO CREDIT, That's okay. We base our credit decision on the information you give us.
We need you to fill out a Customer Information Sheet, make a copy of your driver's license and social security card.
We'll do our verifications and try to complete them within a 24 hour period.
Once that is complete an E-Z Own representative can explain to you our payment plan.
We require 3 months of steady employment and 3 months in your current place of residence.
Print out our Customer Information Sheet from our Apply for Credit link. [TOP]
Does E-Z Own have more Quality Products than what is displayed on the floor?
YES! We have catalogs from our distributors that you can go through.
Just ask a friendly E-Z Own representative to take a look at our thousands of products to choose from in our catalogs.
You can also visit some of our many distributors at our Products link. [TOP]
How does E-Z Own Fast Friendly Financing work?
After being approved, we require a 10% down payment of the retail price. For example, a $1,000 loan will require $100 down.
Your monthly payment would be about $80 per month for 16 months.
Your simple interest would be 24% with an Annual Percentage rate of 27.36%.
There is a $2,000 limit for first time customers. Financing is different from renting. [TOP]
When I'm visiting one of your 7 stores, what do the different colored price tags mean?
The WHITE, price tags are on new products. The
YELLOW price tags are placed on previously owned items and are sold as is. [TOP]
Can I pay off my account early without a penalty?
YES! If you pay off your account within 90 days there is NO interest. A $25 administrative fee is non-refundable.
If you payoff your account in 10 months you save yourself 6 months of interest on a 16 month contract.
See our staff for full details on our 90 day interest free program. [TOP]
I'm in town for business and need furniture, Can I rent the furniture for 3 months?
Yes! E-Z Own offers short term & long term rentals on furniture, appliances and electronics for those in town for business.
Go to Rental Info for our rental fees. [TOP]
If you would like more information contact us at 866-MY EZOWN.
[TOP]
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